Banks’ mortgage-related fee income will remain challenged in 2023 as the lending segment continues to face headwinds, but the challenging environment also presents M&A and talent acquisition opportunities for banks to bulk up ahead of the next up-cycle, according to industry experts. Of the 15 largest public banks by total assets as of Sept. 30, seven reported quarter-over-quarter declines in mortgage banking income from one- to-four family loans in the third quarter and 10 saw a year-over-year decline, according to S&P Global Market Intelligence data. The group saw a median decline of 11.2{8ba6a1175a1c659bbdaa9a04b06717769bcea92c0fdf198d429188ebbca09471} quarter over quarter and 47.6{8ba6a1175a1c659bbdaa9a04b06717769bcea92c0fdf198d429188ebbca09471} year over year. Some of the largest drops in mortgage fee income…