As Halloween approaches, modest small business homeowners and impartial personnel have a large amount to be terrified of. The economic climate is struggling, with the Dow Jones shedding about 13 percent of its worth this year, inflation hitting 8.2 p.c, and gasoline rates up 16 percent from this time very last calendar year. If that weren’t ample, workers and company owners now require to get ready for two rules from the Biden administration that will attack their potential to gain a living, individual a organization, or make excess hard cash. The Nationwide Labor Relations Board (NLRB) is coming soon after the virtually 800,000 franchise homeowners who employ 8.5 million persons.…