Nick Crocker located a resolution to spiking rent expenses: moving into a school bus. But his $108,100 pupil-credit card debt balance is continuing to hold him back. When Crocker, now 37, began his training at the School of Community and Environmental Affairs at Indiana College, he did not foresee the financial economic downturn he was graduating into in 2008. He was not able to land a career employing his bachelor’s degree, and correct out of college he moved to Pennsylvania and commenced performing two work — just one at Jimmy John’s and one particular at Olive Backyard.  In the course of that time, he was ready to hold up with…