Rose Prophete believed the 2nd mortgage bank loan on her Brooklyn home was settled about a 10 years back — right up until she acquired paperwork saying she owed more than $130,000. “I was shocked,” mentioned Prophete, who refinanced her two-household dwelling in 2006, six a long time following arriving from Haiti. “I don’t even know these persons due to the fact they hardly ever contacted me. They hardly ever called me.” Prophete is section of a wave of house owners who say they have been blindsided by the start of foreclosures steps on their homes over next loans that had been taken out far more than a decade in…